September 5, 2009
what is the best way to repair my credit score?
lee s asked:
what is the best way to repair my credit score , i ran into a few problems last year and my credit score dropped , but now i have not one outstanding bill i just sold a home and payed off a 400,000 Mortgage i have zero bills and i just took out a few credit card to start the re buliding of my score , is there any othere way to up my score faster
i also have a 500 a month car payment 3 new credit card that i use offen and pay most of the balance off every month , i also a a cell under my name ,, if i contunie to pay these all on time home much time will it take before i see my credit score move higher
Filed under Selling Your Home by on Sep 5th, 2009. Comment. 
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Comments on what is the best way to repair my credit score?
Buy Home Bad Credit
other than the credit cards
i would say take out a loan
maybe like 1,000 or someting low
put it all in the bank
and just take the money out
to pay the loan back
that will help!
Finance a car or something
get a cell phone in your name
or a computer from dell, they have financing
just get any bills or things in your name
to pay off. and pay them on time
and more than the minimum amount
and you should be good
House For Sale By Owner
Ok, first start with paying off debts like credit cards.
Cancel all and keep only one.
Then lower the allowed balance to $2000.
NEXT
Then get a copy of your credit reports and close all existing credit card accounts even if they have a zero balance.
A $5000 available credit card with a zero balance looks like $5000 potential debt. This hurts your score.
sell+home+fast
Keep your credit cards and keep paying on time each month. Pay off old debt and check you credit report often. Dispute all the bill that you paid off as Paid in full. The credit bureaus will delete the account off your report. It will take about 6 months to a year.
House For Sale By Owner
Improve your credit score!
Buy Home Bad Credit
You might want to check out this site – they can help you improve your credit score by using the law and they’re 100% legal. They are also in good standing with the Better Business Bureau and do not charge those extremely ridiculous prices like those companies that scam. I used their service and was so happy that I did. They offered a money-back guarantee, were professional, and delivered on what they promised. Check out their website to read all about them. Let me know if you have any questions about the process – I’d be happy to help.
bad credits can happen at any point in your life so be prepared to always get some extra income *”: