After much consideration and having my mobile home on the market a year by two different realtors, I decided to sell it on my own, now its been on the market a week and I have gotten alot of calls and had a showing on Sunday to two younger females, anyways they love the home and really want it, this is where I am stuck on selling it on my own what do I do next? I told them to get in touch with a mortgage place, I gave them the number to my mortgage company figured it would be easier if they got a loan thru the same place as me the process might be faster, I know they need to qualify for the trailer park as well, now if they get both that done what do I do next? Now I was told I need a contract written up, I am assuming that it should state the price, our names, address, what I am leaving in the house example appliances, and that it is sold as is or is there more that needs to be included in that?
Sorry didn't have room above, so I told them we could either go to a lawyer for a contract which I havent found out what thats gonna cost, or we could mutually write something up stating what I said above, now once thats signed, do we take the title to the court house and sign that over and thats it? I am considering going to the library to get some books, everyone online wants you to pay to read about this and I am trying to do this as cheap as I can. Any advice I would appreciate it!
Filed under Selling Your Home by on Oct 5th, 2009. 5 Comments. 
I live in Virginia and am gonna lose my home. We have been trying to sell it for a few months now. We are selling it for what we owe on it because we need to get rid of it before it is foreclosed on! We are currently only behind about 1 payment I believe. Mortgage is $1,400. 1100sq ft home. We owe about 179K.. Is there any way to sell this house fast? Or we're just screwed? Are there any legit home investors that will take our home for what we owe on it? Any suggestions and help will be so appreciated! My husband has perfect credit and this will surely ruin it if we get foreclosed on. 
Virginia Beach is a horrible place to live. The cost of living and housing is WAY too much. This is the very cheapest house we could find in a decent area..
What about the housing economic stimulus thing the government is doing?? Anyone have any info on that? We received a letter saying they would reduce our price from now 1,400 down to like 1,072. But is that before taxes and insurance? Because if so then it would only really take the payment down by about 100$ not much help!
Filed under Selling Your Home by on Sep 22nd, 2009. 1 Comment.
what is the best way to repair my credit score , i ran into a few problems last year and my credit score dropped , but now i have not one outstanding bill i just sold a home and payed off a 400,000 Mortgage i have zero bills and i just took out a few credit card to start the re buliding of my score , is there any othere way to up my score faster
i also have a 500 a month car payment 3 new credit card that i use offen and pay most of the balance off every month , i also a a cell under my name ,, if i contunie to pay these all on time home much time will it take before i see my credit score move higher
Filed under Selling Your Home by on Sep 5th, 2009. 6 Comments.
The diverce order says that I have to pay 1/2 the mortgage until the house sells. The X is still living in the house for now 3 1/2 years. With housing prices falling fast and they refuse to reduce the selling price on the house to make it sellable. The "X" is very un-motivated to do anything because they are living in the home for basically 1/2 price.
Is there any suggestions or legal advise available to force them to reduce the price or refinance and take it over completely.
Also, The mortage amount still owed is somewhat higher that the current value because of the bad housing market going on now.
Filed under Selling Your Home by on Sep 2nd, 2009. 16 Comments.